Checking Plans

Prime Checking (Our Most Popular Checking Plan)

– Minimum balance to waive monthly fees: NO FEE
– Monthly fee if falls below minimum: NO FEE
– Balance to earn dividends: N/A
– Deposit required: $50.00

Must have a Prime Savings account to have Prime Checking

Premium Checking

– Minimum balance to waive monthly fees: $1000.00
– Monthly fee if falls below minimum: $5.00 with qualified Direct Deposit
– Balance to earn dividends: $1,000.00
– Deposit required: $100.00
– Free pre-printed checks (8 sheets- 3 checks per sheet)

Heritage Checking (Specially for Members 55 and Over)

– Minimum balance to waive monthly fees: NO FEE
– Monthly fee if falls below minimum: $5.00 or NO FEE with qualified Direct Deposit
– Balance to earn dividends: $1,000.00
– Deposit required: $100.00
– FREE standard box of checks with qualified Direct Deposit
– 1 free box per year and $5 per additional box

Direct Deposit Qualifications

– A qualified Direct Deposit is a recurring deposit of $300.00 or more per pay period from your employer or outside agency or retirement.
– Automatically deposit your paycheck or retirement check
– Safer than hand carrying your check
– Reduce or eliminate monthly savings and checking fees
– It’s FREE

Overdraft Protection

– No Bounce Program: For qualified accounts, will pay overdrawn checks for a fee of $30.00 per item, maximum $120.00 per day.
– Overdraft Protection – Savings: Will pay overdrawn checks from your Prime Savings account.
– Overdraft Protection – Loan: Will pay overdrawn checks from an overdraft loan.
– Other fees and qualifications may apply. Call for details.

If you are in need of new checks you can order them now.